Flooding can occur during any season in Michigan. Planning in advance can afford you extra critical time when a flood is coming, and can help you increase the odds of protecting your valuable documents, your real estate and your personal property - including cherished belongings. Developing a flood plan is one of the advance methods your family, business or community can put together to help you respond quickly in the event of a flood near your property. A "rapid-response" plan can be as simple as a one-page plan that answers the following questions:
- Why should I consider buying flood insurance?
- Is flood damage covered by my homeowners insurance?
- Where do I get flood insurance?
- Is there a waiting period before my flood insurance policy becomes effective?
- Do I need to live in a floodplain to get flood insurance?
- Is water back up in basements covered by a flood insurance policy?
- Can I get coverage for water back up in basements?
Filing a Claim
- How to Start Filing Your Claim
- Who’s Knocking at Your Door Graphic English | Spanish
- How to File a Flood Insurance Claim Graphic English | Spanish
- Starting Your Recovery: FEMA’s Flood Insurance Claims Process English | Spanish
Recovering from a Flood
- How to Document Damage and Start Clean-Up
- How to Document Damage Video
- Coming Home After a Flood Graphic
- Salvaging Water-Damaged Family Valuables and Heirlooms Fact Sheet
- Build Back Safer & Stronger Fact Sheet
- Reducing Future Flood Damage
NFIP and its partners also has numerous resources available to support your engagement with your community before, during, and after a flood. The materials below can help guide this process and include resources that can be shared with them directly.
Resources to Share
- General Flood Safety Social Media Toolkit